Request Letter to Bank to Add or Remove Joint Account Holder

Many people prefer to have joint holding for a single account in a bank. It could be done with two or even more people together. This is mainly done in cases where people want to accumulate their earnings and savings at one place and operate. A joint holding is a matter of complete trust.

However, sometimes due to change in their level of understanding on it and at some time because of disputes between them, the joint holders may want to remove a holder's name or add a new one to it.

The bank will have a specific form for this purpose, which needs to be filled in, signed and submitted to them. Please check at their branch or on their website or call their customer care. In case, they do not have any specific format then you may submit your request through a letter.

The following formats can be modified suitably and used for your purpose.

TEMPLATE #1

(Removing an existing joint holder)

Date: ..............

To

The Branch Manager

(Name of the Bank)

(Name of the Branch)

Sub.: Change in joint account holding

Dear Sir/Madam,

We are having a savings account bearing no. .................. in your bank's branch at ............. jointly in our names. We hereby request you to kindly update the joint holding details as under:

Deletion of existing joint holder

Name of the account holder to be removed: .............................

The self-attested identity and address proofs of the said account holder are enclosed herewith for your verification purposes.

We acknowledge the terms and conditions of the bank for this purpose and we agree to abide ourselves with them including any changes thereto in future.

Kind request to you to do the needful in this regard.

Thanking you,

Yours faithfully,

    (signature)                                  (signature)

(Name of the Joint Holder #1)   (Name of the Joint Holder #2)

Encl.: As above

TEMPLATE #2

(Adding a new joint holder)

From

(Name of the Account holder)

(Full Address)

(Phone Number)

To

The Branch Manager

(Name of the Bank)

(Name of the Branch)

Sub.: Request for change in joint account holders

Dear Sir/Madam,

I am having a savings account no. ................... in your bank's branch at .............. I am interested in adding a joint holder to the said account. Hence, I hereby request your goodself to kindly update the joint holding as under.

Addition of a new joint holder

Name of the account holder: .............................

Mode of operation: Joint limit - (Amount), Single limit - (Amount)

Signature: ............................

Photograph - [..........] (sign across it)

The identity and address proofs of the new joint holder self-attested by him along with the specimen signature copy on paper are enclosed herewith.

I understand and acknowledge the terms and conditions of the bank in relation to such a change and joint holding. I agree to abide by the same including any amendments thereto in future as maybe done at your end.

Kind request to update the same and intimate upon change.

Thanking you,

Yours faithfully,

   (signature)

(Name of the Joint Holder)

Place: .................

Date: ...................

Encl.: As above