A bank activates the auto pay facility for credit card only after receiving written request from a customer. Once the bank activate auto debit option, then at any point of time later the customer can also request for deactivation of the auto debit facility in case he/she so wishes for due to any reasons whatsoever.

Some banks may accept the cancellation request through a written letter duly signed by the customer. Following template could be used, which has all necessary details. Submit it at the bank.
FORMAT
Date: .........................
From
(Name of the Credit Card holder)
(Full Address)
(Mobile No.)
(Email Id)
To
The Manager
(Name of the Bank)
(Name of the Branch)
(Branch Address)
Sub.: Request for cancellation/deactivation of auto debit instruction on credit card
Dear Sir/Madam,
I am a holder of credit card of (bank name). Currently, as per my earlier request, auto debit facility is active in my credit card. I hereby request you to kindly cancel the auto debit facility opted for total amount due / minimum amount due in the credit card.
Kindly note my credit card details as follows:
Credit card number: .................................
Savings / current account linked for auto debit: ....................................
I agree to pay subsequent credit card bills before the due date of payment through any other modes of payment made available by your bank.
I agree to oblige by the terms and conditions in this regard. Necessary charges for this may kindly be debited from the savings / current account linked with my credit card.
Kindly do the needful and communicate once done.
Yours faithfully,
(signature)
(Name of the Credit Card holder)
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