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Application Letter Format for Personal Loan from a Bank

In order to get a personal loan from a bank, you can visit the bank's branch office and make an application to them along with the required supporting documents. Some banks are also giving online options to apply for the loan and upload the documents.

letter to bank manager for personal loan format
For a salaried person, they generally ask for salary slips of the last 3 months, appointment letter, etc. For a businessperson, they may ask for a GST registration certificate, balance sheet, IT return, etc. In addition to the documents, they will check your CIBIL credit score before approving or rejecting your loan application.

Here is a sample of a request letter to the bank manager for getting a personal loan. Modify it appropriately.


Date: ___________

The Manager
Loan Department
_________ Bank
__________ Branch

Sub.: Application for a personal loan.

Dear Sir/Madam,

I beg to state that I am in need of some money urgently for the purpose of (treating illness/ investing in land/ renovation of house/ my marriage/ traveling abroad) for which I would like to take a loan from your esteemed bank.

I am a resident of (Home Address). I am currently working as a (Designation) in (Name of the Firm/Company) at (Location). My CTC is (Amount) per annum. Since I do not have enough savings now for the aforementioned purpose, I am applying for sanction of a loan for an amount of __________ for a tenure of ___ months. I will be able to repay the loan on time.

I have a savings account in your bank since (Year) with account number _________. I am enclosing herewith the duly filled-in loan application form along with other supporting documents self-attested by me. Please let me know if any other document is required from my end.

Therefore, I kindly request you to consider my personal loan application favorably. I shall be grateful to you for your cooperation.

Thank you for your valuable time.

Yours faithfully,

(Name of the Applicant)
Mob. _________

Enclosure: Application form with supporting documents.