The bank may suo moto block a credit card issued to its customer if there is any violation of the terms and conditions or if there are any suspicious transactions detected in that card.
Once the card is blocked or deactivated, the customer in his own discretion may request again for reactivation if he finds the lost card again or if he changes the PIN, etc.
The application form for reactivation is available at the bank's website or branch office. Please find it and submit it. Otherwise, if there is no prescribed form, submit a written letter. Following format should be enough. Do necessary modifications.
TEMPLATE
Date: ..............
From
(Name of the Credit card holder)
(Complete registered address)
(Phone Number)
(Email Id)
To
The Branch Manager
(Bank's Name)
(Branch's Name)
(Address)
Sub.: Request to reactivate my credit card.
Dear Sir/Madam,
I hereby kindly submit the request for the reissue of my credit card bearing number ............... issued by your bank earlier and blocked afterwards.
I understand that the limit of the credit card will remain the same. I am fine with that. I further agree and accept the terms and conditions applicable on the credit card of your bank.
I declare that the information provided herein by me is true and correct to the best of my knowledge. I further declare and affirm that I am a Resident Indian and that I am eligible to apply for credit cards of any banks.
Kind request to please consider my application favorably. Applicable charges, if any, for this purpose may be deducted from my savings account no. ............... or may be charged to the credit card itself.
Thanking you,
Yours faithfully,
(Signature)
(Name of the Credit card holder)
Enclosures: Copies of self attested PAN card and Aadhar card.
thank you for the letter sample
ReplyDeleteUseful sir. Thank you.
ReplyDeletethank u so much
ReplyDelete